HSBC is seeking a talented Credit Risk Analyst to join our dynamic team in Leeds, where you will evaluate credit portfolios, develop risk models, and provide actionable insights to mitigate financial risks and drive informed lending decisions.

Overview

As a Credit Risk Analyst at HSBC, you will play a pivotal role in assessing and managing credit risks associated with our lending portfolios. Based in Leeds, you will collaborate with cross-functional teams to ensure robust risk management practices that support HSBC's commitment to sustainable growth and regulatory compliance.

Key Responsibilities

• Conduct detailed analysis of borrower creditworthiness using quantitative and qualitative methods
• Develop and validate credit risk models, including probability of default (PD), loss given default (LGD), and exposure at default (EAD)
• Monitor portfolio performance, identify emerging risks, and recommend mitigation strategies
• Prepare reports and presentations for senior management and regulatory bodies
• Stay updated on industry trends, economic factors, and regulatory changes impacting credit risk
• Support stress testing and scenario analysis to enhance risk resilience

Why Join HSBC?

HSBC is one of the world's largest banking and financial services organizations, offering unparalleled opportunities for career growth in a supportive and innovative environment. Join us to make a real impact on global finance while advancing your expertise in risk management.

• Bachelor's degree in Finance, Economics, Mathematics, or a related field
• 2+ years of experience in credit risk analysis or a similar role within the financial sector
• Proficiency in statistical software (e.g., SAS, R, Python) and Excel for data analysis and modeling
• Strong understanding of credit risk methodologies, Basel regulations, and IFRS 9
• Excellent analytical, problem-solving, and communication skills
• Knowledge of UK financial regulations and lending practices is a plus

• Competitive monthly salary with performance-based bonuses
• Comprehensive health and dental insurance coverage
• Generous pension scheme with employer contributions
• 25 days annual leave plus bank holidays
• Flexible working arrangements and professional development opportunities
• Employee assistance program and wellness initiatives